US & Puerto Rico Capital Solutions

Fuel Your U.S. Business Growth with Flexible Financing Options

From working capital and equipment financing to SBA loans and commercial real estate, AI Capital Exchange connects small and mid-sized businesses with the funding they need to grow, scale, and succeed. Explore tailored loan options designed to keep your business moving forward.

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Explore tailored financing options designed for US & Puerto Rico based Small, Medium And Large Sized Businesses across various industries

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US BUSINESS LINE OF CREDIT

Flexible revolving credit to manage cash flow, cover expenses, and seize growth opportunities.

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US BUSINESS CASH ADVANCE

Fast working capital access with repayments linked directly to future sales.

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US BUSINESS EQUIPMENT LOAN

Finance new or upgraded equipment, machinery, or technology to expand your operations.

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US SBA LOAN

Government-backed financing with competitive rates and extended repayment terms for small businesses.

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US INVOICE FACTORING

Convert unpaid invoices into immediate cash flow without additional debt.

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CANNABIS LOANS

Specialized financing for licensed cannabis operators to support growth and compliance.

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US COMMERCIAL REAL ESTATE LOANS

Financing for purchasing, refinancing, or renovating commercial properties across the U.S. and Puerto Rico.

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US EXPANSION CAPITAL LOANS

Growth capital to expand into new U.S. markets or scale existing operations.

Case Highlights: Real U.S. Businesses Funded Through Our Network

  • $500,000 SBA Term Loan – Tanning Salon

    🚫 Barriers Overcome: Unique industry, < 700 credit score, MCA / high-cost debt consolidation
    ✅ Highlights: 10.25% APR*, 10-year term, no prepayment penalty

  • $400,000 Working Capital – Candy Store

    🚫 Barriers Overcome: No collateral, needed large amount of working capital quickly
    ✅ Highlights: 12-day closing, 15-month term, low documentation

  • $225,000 Credit Line – Home Remodeler

    🚫 Barriers Overcome: No collateral, urgent funds.
    ✅ Highlights: 6-day closing, 2%monthly interest, 15-month term, low documentation

  • $416,000 – Antique Shop

    Refinance & Cash-Out
    ✅ 5-Year Term, 8.5% APR* ✅ 25-Year Amortization ✅Stated Income Financing ✅ Internal Valuation Used ✅ Investment Property


DISCLOSURE

✔ Pre-qualification is free.

✔ Consulting fees may apply after pre-qualification.

✔ Success fee charged only if financing is secured.

Ready to fund your U.S. or Puerto Rico business growth?

Pre-qualify above — it’s free and takes less than 5 minutes