US & Puerto Rico Capital Solutions

Fuel Your U.S. & Puerto Rico Business Growth with Smart, Flexible Capital Solutions

From working capital and equipment financing to SBA and expansion loans, AI Capital Exchange connects U.S. and Puerto Rico businesses with lenders and institutional partners through intelligent funding pathways - helping them grow, scale and succeed.

Choose the financing solution that fits your Us/Puerto Rico business goals - from working capital to SBA loans and more.

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US BUSINESS LINE OF CREDIT

Manage cash flow and seize new opportunities with flexible revolving credit for daily business needs.

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US BUSINESS CASH ADVANCE

Access fast working capital with repayments designed around your future sales — ideal for businesses seeking quick liquidity.

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US BUSINESS EQUIPMENT LOAN

Finance new or upgraded equipment, machinery, or technology to expand your operations.

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US SBA LOAN

US government-backed financing with competitive rates and extended repayment terms for small businesses.

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CANNABIS LOANS

Specialized financing for licensed cannabis operators to support growth and compliance.

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US COMMERCIAL REAL ESTATE LOANS

Financing for purchasing, refinancing, or renovating commercial properties across the U.S. and Puerto Rico.

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TECH GROWTH LOANS

Fuel innovation with tailored capital for fintech, tech, and health ventures driving scalable impact across the U.S. market.

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US EXPANSION CAPITAL LOANS

Growth capital to expand into new U.S. markets or scale existing operations.

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See how we’ve helped U.S. businesses secure the funding they need - fast.

  • $2,000,000 SBA 7(a) Financing for an automotive dealership

    ✅ Prime +3% rate • 25-year term

    Business & real estate purchase

  • $1.1M SBA Financing – Technical Training Co.

    ✔ Consolidated $615K MCA debt
    ✔ Prime + 2.5% | 10-Year Term | $440K Working Capital

  • $500,000 SBA Term Loan – Tanning Salon

    🚫 Barriers Overcome: Unique industry, 700 credit score, MCA / high-cost debt consolidation.
    ✅ Highlights: 10.25% APR*, 10-year term, no prepayment penalty.

  • $415,000 Revolving Credit Line for a home renovation company

    ✅ 2.6% monthly • 14-month term

    Closed in just 10 days

  • $416,000 – Antique Shop

    Refinance & Cash-Out
    ✅ 5-Year Term, 8.5% APR* ✅ 25-Year Amortization ✅Stated Income Financing ✅ Internal Valuation Used ✅ Investment Property

  • $400,000 Working Capital – Candy Store

    🚫 Barriers Overcome: No collateral. capital quickly
    ✅ Highlights: 12-day closing. 15-month term

    Low documentation

  • $275K Term Loan – Mental Health Facility

    ✔ No Collateral

    Low Doc | 7-Year Term

    16.24% Rate

  • $225,000 Credit Line – Home Remodeler

    🚫 Barriers Overcome: No collateral, urgent funds.
    ✅ Highlights: 6-day closing, 2%monthly interest, 15-month term, low documentation

  • $100K Revolving Credit – Pharmacy

    ✔ 24-Month Term

    3% Monthly | No Prepay Penalty

  • $55K Equipment Financing – Excavator Purchase

    ✔ 0% Down

    60-Month Term | Funded in 5 Days

  • $350,000 Liquor Store Loan

    10-year fixed loan

    15.40% interest.


DISCLOSURE

✔ Pre-qualification is free.

✔ Consulting fees may apply in some instances, after pre-qualification.

✔ Success fees maybe charged in some instances - but only if financing is secured.

Invest Caribbean and AI Capital Exchange act as introducers, connecting qualified borrowers and lenders. We do not provide investment advice or brokerage services.

See our FAQ section on the home page for more.

Ready to fund your U.S. or Puerto Rico business growth?

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Have questions? Visit our AI Capital Exchange FAQ section for details on verification, matching, and platform access.

AI Capital Exchange powered by Invest Caribbean