US & Puerto Rico Capital Solutions

Fuel Your U.S. & Puerto Rico Business Growth With Flexible Capital Solutions

From working capital and equipment financing to SBA loans, commercial real estate tech and expansion capital, AI Capital Exchange connects small, mid-sized and large businesses with the funding they need to grow, scale and succeed.

Explore tailored loan options designed to keep your business moving forward.

Choose the financing solution that fits your Us/Puerto Rico business goals - from working capital to SBA loans and more.

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US BUSINESS LINE OF CREDIT

Flexible revolving credit to manage cash flow, cover expenses and seize growth opportunities.

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US BUSINESS CASH ADVANCE

Fast working capital access with repayments linked directly to future sales.

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US BUSINESS EQUIPMENT LOAN

Finance new or upgraded equipment, machinery, or technology to expand your operations.

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US SBA LOAN

US government-backed financing with competitive rates and extended repayment terms for small businesses.

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CANNABIS LOANS

Specialized financing for licensed cannabis operators to support growth and compliance.

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US COMMERCIAL REAL ESTATE LOANS

Financing for purchasing, refinancing, or renovating commercial properties across the U.S. and Puerto Rico.

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TECH GROWTH LOANS

Global capital solutions for fintech and tech innovators driving scalable impact. Fuel your next growth phase - tech, fintech, and health ventures.

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US EXPANSION CAPITAL LOANS

Growth capital to expand into new U.S. markets or scale existing operations.

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See how we’ve helped U.S. businesses secure the funding they need - fast.

  • $2,000,000 SBA 7(a) Financing for an automotive dealership

    ✅ Prime +3% rate • 25-year term • Business & real estate purchase

  • $1.1M SBA Financing – Technical Training Co.

    ✔ Consolidated $615K MCA debt
    ✔ Prime + 2.5% | 10-Year Term | $440K Working Capital

  • $500,000 SBA Term Loan – Tanning Salon

    🚫 Barriers Overcome: Unique industry, 700 credit score, MCA / high-cost debt consolidation.
    ✅ Highlights: 10.25% APR*, 10-year term, no prepayment penalty.

  • $415,000 Revolving Credit Line for a home renovation company

    ✅ 2.6% monthly • 14-month term • Closed in just 10 days

  • $416,000 – Antique Shop

    Refinance & Cash-Out
    ✅ 5-Year Term, 8.5% APR* ✅ 25-Year Amortization ✅Stated Income Financing ✅ Internal Valuation Used ✅ Investment Property

  • $400,000 Working Capital – Candy Store

    🚫 Barriers Overcome: No collateral, needed large amount of working capital quickly
    ✅ Highlights: 12-day closing, 15-month term, low documentation

  • $275K Term Loan – Mental Health Facility

    ✔ No Collateral

    Low Doc | 7-Year Term | 16.24% Rate

  • $225,000 Credit Line – Home Remodeler

    🚫 Barriers Overcome: No collateral, urgent funds.
    ✅ Highlights: 6-day closing, 2%monthly interest, 15-month term, low documentation

  • $100K Revolving Credit – Pharmacy

    ✔ 24-Month Term

    3% Monthly | No Prepay Penalty

  • $55K Equipment Financing – Excavator Purchase

    ✔ 0% Down

    60-Month Term | Funded in 5 Days


DISCLOSURE

✔ Pre-qualification is free.

✔ Consulting fees may apply in some instances, after pre-qualification.

✔ Success fees maybe charged in some instances - but only if financing is secured.

Invest Caribbean and AI Capital Exchange act as introducers, connecting qualified borrowers and lenders. We do not provide investment advice or securities brokerage services. See FAQ for more.

Ready to fund your U.S. or Puerto Rico business growth?

Pre-qualify above — it’s free and takes less than 5 minutes.

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Have questions? Visit our AI Capital Exchange FAQ for details on verification, matching, and platform access.