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Invest Caribbean and AI Capital Exchange act as introducers, connecting qualified borrowers and lenders. We are not direct lenders and we do not provide investment advice or securities brokerage services.

The information and assistance provided through this Support page are for general guidance only. While AI Capital Exchange strives to ensure accuracy and reliability, we make no representations or warranties, express or implied, regarding the completeness or suitability of the information provided.

Support responses do not constitute legal, financial, or investment advice and should not be relied upon as a substitute for professional counsel. Users are solely responsible for their own decisions and actions based on any guidance received.

AI Capital Exchange, Invest Caribbean, and its affiliates disclaim any liability for losses, damages, or claims arising from the use of this Support service. We reserve the right to update or modify content without prior notice.

Effective Date: November 2025

Welcome to AI Capital Exchange (“the Platform”), powered by Invest Caribbean. By accessing or using this website, you agree to the following Terms of Use. Please read them carefully.

1. Acceptance of Terms

By using this site, you confirm that you are at least 18 years old and legally able to enter into binding agreements. If you do not agree, please discontinue use immediately.

2. Purpose of the Platform

AI Capital Exchange is designed to connect entrepreneurs, developers, and businesses with potential sources of capital. The Platform provides tools, resources, and submission channels but does not guarantee funding. Invest Caribbean and AI Capital Exchange act as introducers, connecting qualified borrowers and lenders. We do not provide investment advice or securities brokerage services.

3. No Investment Advice

Nothing on this website constitutes financial, legal, or investment advice. All users are responsible for conducting their own due diligence before entering into any financial transaction.

4. User Responsibilities

• Provide accurate and truthful information in all submissions.

• Comply with all applicable laws and regulations in your jurisdiction.

• Not use the Platform for fraudulent, illegal, or misleading purposes.

5. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Invest Caribbean or its affiliates and may not be reproduced without permission.

6. Limitation of Liability

AI Capital Exchange and Invest Caribbean shall not be liable for any damages arising from the use of this Platform, including but not limited to lost opportunities, delays, or errors in information provided.

7. Modifications

We may update these Terms from time to time. Your continued use of the Platform constitutes acceptance of any changes.

8. Governing Law

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflicts of law principles.

Effective Date: November 2025

AI Capital Exchange (“the Platform”), powered by Invest Caribbean, values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you interact with our website and services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, company details, and project information submitted through forms.

• Technical Data: IP address, browser type, device identifiers, and browsing activity collected through cookies and similar technologies.

• Communications: Any messages or correspondence you send us.

2. How We Use Your Information

Your information may be used to:

• Review, evaluate, and route funding submissions.

• Connect entrepreneurs, developers, and businesses with potential investors.

• Improve our website functionality and user experience.

• Provide updates, newsletters, or important communications.

• Comply with legal or regulatory requirements.

3. Sharing of Information

We may share information with:

• Verified investors and partners who are part of our capital review ecosystem.

• Third-party service providers who help us operate the website and services.

• Legal authorities, when required to comply with applicable laws or enforce our rights.

We do not sell or rent your personal information to third parties.

4. Cookies and Tracking

Our website uses cookies to:

• Enhance site functionality.

• Understand user behavior and improve services.

• Provide a customized browsing experience.

You may disable cookies in your browser settings, but some features may not work properly.

5. Data Security

We use reasonable technical, organizational, and administrative measures to safeguard your data. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute protection.

6. Your Rights

Depending on your location, you may have the right to:

• Access, update, or delete your personal information.

• Opt out of receiving marketing communications.

• Restrict or object to certain processing activities.

To exercise these rights, contact us at: agonzalez@hardbeatcommunicatios.com

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these external sites.

8. Updates to this Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a new “Effective Date.” Continued use of the Platform after updates constitutes acceptance of the revised policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

AI Capital Exchange
8201 Peters Road, Suite 1000
Fort Lauderdale, FL 33324, USA
Email: agonzalez@hardbeatcommunications.com